New Logbook Loans

Online. Simple. Fast.

Release the cash from your car today!


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Same Day Cash Loans

Complete online with no home visit required

Flexible Repayments

Choose to pay weekly or monthly

Settle Early, Penalty Free

Only pay for time borrowed

Overpayments Allowed

Overpay and pay less interest

At we offer a fairer and quicker alternative to logbook loans for borrowers looking to release the cash from their car.

By using the car as security allows the borrower to get a better interest rate compared to other unsecured forms of credit.

We also allow the borrower to retain full personal use of their vehicle for the duration of the loan, but without having to surrender their logbook or spare key. 

The loan will be secured against the car using a Hire Purchase Agreement, regulated by the Consumer Credit Act. This is compared to original Logbook Loan Lenders securing the loan against the car via the Bill of Sale Act of 1882 which is considered archaic and wholly unsuited to the 21st century.

At our priority is to provide our customers with the perfect lending solution to meet their exact needs and requirements.

  • With loans from £500 – £100K
  • Low Interest rates with a price promise
  • Loan terms from 1 year to 5 years
  • Option to pay weekly or monthly
  • No hidden fees or charges
  • No minimum period
  • The ability to settle loan early penalty free
  • And the borrowers can make overpayments and pay less interest

So, if you want a quicker, more flexible and proven alternative to an original Logbook Loan enter your vehicle registration and see how much you can borrow or call us on 0333 577 5000 and speak to one of our expert loan consultants.


If you borrow £1,000 over 36 months at a flat rate of 84% per annum [fixed] with a Representative 204.2% APR you will make 36 monthly payments of £97.98, making a total amount repayable of £3,660.00,  including £30.00 document fee and £20.00 Option To Purchase fee. The total charge for credit is £2.660.00. Loan repayment length from 18 to 60 months. The maximum APR is 389.1%.

Your loan is secured against the vehicle and missing payments could put the car at risk of repossession.

See what our customer say…

Our Benefits

  • Loans from £500 – £100K
  • Loan Terms from 12 – 60 months with monthly repayments
  • Loan is secured on the car via ‘Hire Purchase Agreement’
  • Customer retains use of the car for the duration of the loan
  • No Hidden Fees or charges
  • CCJ’s and arrears accepted
  • Borrow up to 70% of trade value
  • Loans subject to an affordability assessment and credit check
  • Interest and Capital Repayments
  • Overpayments are allowed and the interest is then re-calculated
  • Settle early, 100% penalty free
  • Applicable throughout the United Kingdom
  • Application completed online and no home visit required
  • Cash in bank same day
  • Up to 75% of vehicle value
  • All credit accepted

How our Logbook Loans Work

We will lend up to 70% of the trade value of the vehicle and can provide loans from £500 to £100,000.  With flexible repayment terms, no minimum period, the ability to settle early penalty free and make overpayments and pay less interest our loans are designed to offer our borrowers the perfect flexible lending solution.

How transparent are your loans?

With no hidden fees or charges, we always provide a clear quotation detailing the total amount repayable under the terms of the loan and a full explanation on how to settle early before signing the loan contract.   Plus, before every loan is paid out, we will always summarise the loan detail and key terms to ensure every borrower fully understands the loan.

Is my application confidential?

We are committed to protecting every borrower’s privacy, all application remains strictly private and confidential and we full bound by Data Protection rules and regulations.

What is the repayment period?

With loan terms from 12 – 60 months, the borrower can select the perfect term to fit their circumstances.  However, we have no minimum period the loan can be settled penalty free at any time.

Are the rates fixed or variable?

Our loans are based upon a fixed rate for the term of the loan.  Also, all payments are interest and capital repayments, this means with every monthly repayment made the borrowers is repaying back the original capital from the loan as well as the interest.  The borrowers will always know exactly how much they must pay, enabling them to budget and plan ahead with confidence.

Why take out a Logbook Loan?

There are many reasons why our customers take out a Logbook Loan.  The main thing that links all borrowers is the need to borrow cash quickly and hassle-fee with no set-up fees.  There is no specific reason why borrowers choose to take out a Logbook Loan, but they have included weddings, home Improvements, holidays, unexpected bills, and debt consolidation. No matter what you reason, we are here to help you when you need the cash. operates throughout the whole of the United Kingdom, including Scotland and Northern Ireland.  The two main criteria we consider qualifying for a new Logbook Loan; the borrower must prove they are the legal owner of the vehicle and be in receive a regular income.  We will consider every customer individual circumstance on a case by case basis, including bad credit and benefits

What are the requirements for a logbook loan?

✓ UK resident

✓ Over 18 years old

✓ Own a car that is fully insured, free of finance and under 10 years old

What do I need to finalise the loan application?

✓ V5 document (logbook)

✓ MOT certificate

✓ Photo ID

✓ Proof of income

✓ Proof of address

What is the lending policy?

All loans will be subject to affordability, suitability and the provision of a final assessment of income and expenditure. We will carry out a credit reference search when you apply for a loan and a credit score will be calculated based on the information you enter and your credit reference information. This will help us decide on whether or not we’re able to lend to you. We will then let you know the decision and what the status of your application is. The credit-reference agency we use is Equifax.

Who Is responsible for the Car in duration of the loan?

The borrower is responsible for taxing, comprehensively insuring and maintaining the car  [including a valid MOT if applicable] for the duration of the agreement.

Can I apply for a logbook loan online?

Complete the Application Online with No Home Visit

We complete every loan application safely and securely online, with no home visit required. The car inspection is completed via ‘WhatsApp’.  All supporting documentation is supplied via email and the contract is signed via e-signature.

We pay the money into the borrowers account within 60 minutes of receipt of the signed contract and loan documentation.

Can I apply by phone?

Yes, if you would prefer to speak to one of our expert loan consultants.  We can offer advice on rates, repayments and our terms and conditions. Please call 0333 577 5000, our offices are open Monday to Friday 8am – 5.30pm.

How do I complete the loan application?

We complete the car inspection via ‘WhatsApp’ or ‘FaceTime’ on your mobile phone. The borrower signs the loan contract via e-signature and supply their supporting documentation by email.

We pay the money into the borrows account within 60 minutes of receipt of the signed contract and loan documentation.

There is absolutely no requirement for a home visit.

Are the repayments weekly or monthly, and how are the payments taken?

With flexible repayment options available, every borrower can select to pay weekly or monthly to best suit the monthly income pay day.  All payment are taken by continuous payment authority from the borrowers debit card via WorldPay, the UK ‘s leading secure payment processor.

Can I make overpayments?

Yes. The Borrower can make unlimited number of capital overpayments.  On receipt of a capital overpayments, we will reduce the original loan principle by this amount and then re-calculate the loan repayments commencing from the next repayment due date

Can I pay my loan back early?

Yes. The borrower can settle the loan at any time during the term, penalty free, saving money on interest repayments.  You can request a settlement figure at any time, and it will be valid for 28 days.  If the loan is settled early, the borrower will only pay interest for the time the loan is live including the 28-day period.  The interest will stop accruing when the settlement figure amount is paid.

How Much Will it Cost?

Our transparent Logbook Loan Calculator puts
you in control,

Choose the amount you want to borrow over what term.

See how much it might cost with our online logbook loan calculator


Already have a Logbook Loan?

Do you have a Logbook Loan with another Lender? 

We could reduce your loan repayments by at least 10% 

What’s more, you may even be eligible to top up you loan, subject to our affordability and car value check. believes every loan matters

Warning:  Your loan will be secured against the vehicle and missing payments could put the car at risk of repossession. Therefore, you need to ensure you understand the total cost of credit and confirm the loan is affordable within your current monthly expenses.  Late payment can cause you serious money problems. For help go to are members of the CCTA and are authorised and regulated by the Financial Conduct Authority.